Your Credit Score Is a Price Tag: Liability Management Basics

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Two people borrow the same amount from the same bank, and one pays lakhs more over the tenure. The difference is the credit score, because lenders now price loans against it. Good liability management treats the score as a lever: keep card utilization under thirty percent, never miss the minimum due, avoid a burst of loan applications, and check your report twice a year for errors. A score above 750 can move your home loan rate meaningfully, and that discount quietly compounds for twenty years. As a SEBI-registered investment advisor, 1 Finance offers purely advisory guidance with no products to sell and no commissions to earn. Download 1 Finance on Google Play today.

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