Prepay the Home Loan or Invest It: The Real Estate Question

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Once you own a home, a new dilemma arrives with every spare rupee. Do you prepay the loan or invest the money instead? The rough test is the interest you are saving against the return you could reasonably earn elsewhere, adjusted for tax and for how much a debt-free home helps you sleep. There is no single right answer, but running the numbers beats acting on instinct. Treating your real estate and your investments as one connected decision keeps the whole plan balanced. As a SEBI-registered investment advisor, 1 Finance offers purely advisory guidance with no products to sell and no commissions to earn. Download 1 Finance on Google Play and weigh the choice with real numbers.

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