In Retirement Financial Planning, the order you withdraw in matters most.

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Retirement financial planning does not stop the day you retire. How you draw down matters as much as how you saved. The same corpus can last years longer depending on which pot you touch first, because your EPF, PPF, NPS, equity, and debt holdings are each taxed differently on withdrawal. Pulling from the wrong one early can hand a needless chunk to taxes and shorten the runway. Sequencing withdrawals thoughtfully is one of the most underrated parts of retirement financial planning. As a SEBI-registered investment advisor, 1 Finance offers purely advisory guidance with no products to sell and no commissions to earn. Download 1 Finance on the App Store and map your withdrawals in the right order.

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