Who Needs a Financial Planner? (Hint: Probably You)

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There’s a common misconception that financial planners are only for the ultra-rich. The truth is, the more common your financial goals are—saving for a home, planning your child’s future, retiring early—the more a financial planner can help.Think of a financial planner like a general physician for your money.

They look at your full picture—income, expenses, debt, goals, family—and prescribe the right combination of insurance, investments, tax-saving strategies, and budgeting techniques. They don’t sell you products—they craft you a roadmap.

You may be earning well, investing a little, and saving occasionally. But are you doing it with purpose? Are you rebalancing your investments? Have you accounted for inflation 20 years from now? A financial planner addresses the questions you didn’t know you needed to ask.

They work with you across life events—job changes, marriage, parenthood, career breaks. Their goal is not to outperform the market—it’s to keep your money aligned with your life.

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