How to Interpret Mutual Fund Ranking Before You Invest

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 Many investors blindly follow mutual fund ranking, but it's important to understand what these rankings actually reflect. Rankings are based on past returns, consistency, risk-adjusted performance, and volatility. A top-rated fund today may not perform the same tomorrow. Instead of chasing stars, look deeper—check fund category, manager history, and expense ratio. Use rankings as a starting filter, not a final decision. Combine them with your own investment goals, time horizon, and risk appetite to find the right fit. Remember, your portfolio needs strategy, not just star power.


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